/* Surgepoint site. Layout: one centred column, full-bleed glowing bands; the engine sits framed as the hero centrepiece.
   Deliberately single-theme dark, matching the Borrowing Profile Engine itself. */
:root{
  --bg:#040507;--bg2:#080b12;--card:#0c1019;--tx:#eef1f7;--mu:#8a92a4;--dim:#5f687c;
  --hl:rgba(255,255,255,.11);--hl2:rgba(255,255,255,.05);
  --bl:#3e6ae1;--bl2:#5a82ee;--pale:#cfe0ff;--am:#ffc27a;--ok:#7be0ae;--bad:#ff8a95;
  --sans:'Manrope',system-ui,-apple-system,'Segoe UI',sans-serif;
  --serif:'Cormorant Garamond',Georgia,'Times New Roman',serif;
  color-scheme:dark;
}
*{box-sizing:border-box;margin:0;padding:0}
html{background:var(--bg);scroll-behavior:smooth}
body{font:300 16.5px/1.7 var(--sans);color:var(--tx);background:radial-gradient(1100px 560px at 50% -180px,rgba(62,106,225,.2),transparent 70%),var(--bg);-webkit-font-smoothing:antialiased;font-variant-numeric:tabular-nums;overflow-x:hidden;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
a{color:var(--pale)}a:hover{color:#fff}
img,svg{max-width:100%}
:focus-visible{outline:2px solid #9fbcff;outline-offset:3px;border-radius:3px}
.wrap{max-width:1080px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.narrow{max-width:760px}
.blinds{position:fixed;inset:-10% -10% 30% -10%;z-index:0;pointer-events:none;background:repeating-linear-gradient(112deg,transparent 0 52px,rgba(150,180,255,.04) 52px 84px);-webkit-mask-image:radial-gradient(ellipse 75% 70% at 28% 0,#000,transparent 78%);mask-image:radial-gradient(ellipse 75% 70% at 28% 0,#000,transparent 78%);animation:bl 50s ease-in-out infinite alternate}
@keyframes bl{to{transform:translateX(-70px)}}
main,header,footer{position:relative;z-index:1}

/* header */
.top{position:sticky;top:0;z-index:20;background:rgba(4,5,7,.78);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--hl2);padding-top:env(safe-area-inset-top,0px)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding-block:12px}
.brand{display:block;width:150px;flex:0 0 auto}.brand svg{display:block;width:100%;height:auto}
.nav{display:flex;gap:4px;align-items:center;flex-wrap:wrap;justify-content:flex-end}
.nav a{font:500 12px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--mu);text-decoration:none;padding:8px 10px;border-radius:6px}
.nav a:hover{color:#fff;background:var(--hl2)}
.nav a.cta{color:#fff;background:var(--bl);padding:9px 14px}
.nav a.cta:hover{background:var(--bl2)}
.navtog{display:none;background:none;border:1px solid var(--hl);color:var(--tx);border-radius:6px;padding:7px 10px;font:500 12px var(--sans);letter-spacing:.12em;text-transform:uppercase;cursor:pointer}

/* type */
.eyebrow{font:500 11px var(--sans);letter-spacing:.24em;text-transform:uppercase;color:var(--am)}
h1,h2,h3{text-wrap:balance}
h1{font:200 clamp(38px,6.4vw,74px)/1.04 var(--sans);letter-spacing:-.04em}
h1 em,h2 em{font:italic 400 1.08em/1 var(--serif);letter-spacing:-.01em;background:linear-gradient(90deg,#dbe7ff,#8fb0ff);-webkit-background-clip:text;background-clip:text;color:transparent;padding-right:.06em}
h2{font:200 clamp(30px,4.4vw,50px)/1.08 var(--sans);letter-spacing:-.035em}
h3{font:500 19px/1.3 var(--sans);letter-spacing:-.01em}
.lede{font:italic 400 clamp(20px,2.5vw,26px)/1.4 var(--serif);color:#c3cbdb;max-width:40ch}
p{max-width:66ch}
.mu{color:var(--mu)}
.btn{display:inline-flex;align-items:center;gap:10px;background:var(--bl);color:#fff;border:0;border-radius:6px;min-height:52px;padding:0 26px;font:500 13px var(--sans);letter-spacing:.14em;text-transform:uppercase;text-decoration:none;cursor:pointer;transition:background .3s,box-shadow .3s}
.btn:hover{background:var(--bl2);box-shadow:0 0 34px rgba(62,106,225,.45);color:#fff}
.btn.ghost{background:transparent;box-shadow:inset 0 0 0 1px rgba(255,255,255,.28)}
.btn.ghost:hover{background:var(--hl2);box-shadow:inset 0 0 0 1px #fff}
.btn.amber{background:var(--am);color:#1a1206}.btn.amber:hover{background:#ffd29a;box-shadow:0 0 34px rgba(255,194,122,.4);color:#1a1206}
.row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}

/* sections */
section{padding-block:clamp(64px,10vw,120px)}
.sec-head{display:grid;gap:14px;margin-bottom:44px;max-width:760px}
.band{background:linear-gradient(180deg,rgba(255,255,255,.025),rgba(255,255,255,0));border-top:1px solid var(--hl2);border-bottom:1px solid var(--hl2)}

/* hero */
.hero{padding-block:clamp(40px,7vw,84px) 0}
.hero-grid{display:grid;gap:22px;max-width:860px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.chip{font:500 11px var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--pale);border:1px solid rgba(159,188,255,.35);background:rgba(62,106,225,.08);border-radius:99px;padding:6px 12px}
.preamble{margin-top:34px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.pre{padding:16px 18px;border-radius:10px;border:1px solid var(--hl);background:linear-gradient(180deg,rgba(255,255,255,.04),rgba(255,255,255,.01));min-width:0}
.pre b{display:block;font:500 11px var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--am);margin-bottom:6px}
.pre p{font-size:15px;color:#c9d0de}

/* engine frame */
.stage{position:relative;margin-top:40px}
.stage-label{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;align-items:center;margin-bottom:12px;font:500 11px var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--mu)}
.live{display:inline-flex;align-items:center;gap:8px}.live i{width:7px;height:7px;border-radius:50%;background:var(--ok);box-shadow:0 0 10px var(--ok);animation:pl 3s ease-in-out infinite}
@keyframes pl{50%{opacity:.35}}
.frame{position:relative;border-radius:18px;padding:1.5px;background:conic-gradient(from var(--ang,0deg),rgba(62,106,225,.15),rgba(170,205,255,.9),rgba(255,194,122,.6),rgba(62,106,225,.15) 60%,rgba(62,106,225,.15));animation:ang 14s linear infinite;box-shadow:0 50px 140px rgba(0,0,0,.7),0 0 120px rgba(62,106,225,.18)}
@property --ang{syntax:'<angle>';initial-value:0deg;inherits:false}
@keyframes ang{to{--ang:360deg}}
.frame-in{border-radius:17px;overflow:hidden;background:var(--bg)}
.frame iframe{display:block;width:100%;height:1500px;border:0;background:var(--bg)}
.frame-note{margin-top:14px;font-size:13.5px;color:var(--dim);text-align:center}

/* compare */
.vs{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:16px}
.vs-col{border-radius:12px;padding:24px;border:1px solid var(--hl);min-width:0}
.vs-col.old{background:rgba(255,255,255,.015)}
.vs-col.new{background:radial-gradient(500px 220px at 50% 0,rgba(62,106,225,.18),transparent 70%),rgba(62,106,225,.04);border-color:rgba(159,188,255,.4)}
.vs-col h3{margin-bottom:14px}.vs-col.old h3{color:var(--mu)}
.vs-col ul{list-style:none;display:grid;gap:10px}
.vs-col li{position:relative;padding-left:26px;font-size:15.5px}
.vs-col.old li{color:var(--mu)}
.vs-col.old li:before{content:"–";position:absolute;left:4px;color:var(--dim)}
.vs-col.new li:before{content:"";position:absolute;left:3px;top:9px;width:8px;height:8px;border-radius:50%;background:var(--am);box-shadow:0 0 12px var(--am)}

/* cards */
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.card{border-radius:12px;padding:24px;border:1px solid var(--hl);background:linear-gradient(180deg,rgba(255,255,255,.035),rgba(255,255,255,.008));min-width:0}
.card h3{margin-bottom:8px}.card p{font-size:15.5px;color:#c9d0de}
.card .k{font:500 11px var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--am);display:block;margin-bottom:10px}
.purpose{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.purpose .card{padding:20px}
.purpose .card b{font:italic 400 24px/1.1 var(--serif);color:var(--pale);display:block;margin-bottom:6px}

/* inbox mock */
.inbox{border-radius:14px;border:1px solid var(--hl);background:#0a0d14;overflow:hidden;box-shadow:0 30px 80px rgba(0,0,0,.5)}
.inbox-top{display:flex;gap:8px;align-items:center;padding:12px 16px;border-bottom:1px solid var(--hl2);font-size:13px;color:var(--mu)}
.inbox-top i{width:9px;height:9px;border-radius:50%;background:#2a3140;display:inline-block}
.inbox-body{padding:20px 22px;display:grid;gap:12px}
.subj{font:500 15.5px/1.4 var(--sans);color:#fff;display:flex;flex-wrap:wrap;align-items:center;gap:8px 10px}
.flag{display:inline-block;font:500 11px var(--sans);letter-spacing:.12em;text-transform:uppercase;color:#1a1206;background:var(--am);border-radius:4px;padding:2px 8px;margin:0;flex:none}
.kv{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.kv div{background:rgba(255,255,255,.03);border:1px solid var(--hl2);border-radius:8px;padding:10px 12px;min-width:0}
.kv span{display:block;font:500 10px var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--mu)}
.kv b{font:400 17px var(--sans);color:#fff}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:40px;align-items:center}

/* proof */
.quote{font:italic 400 clamp(24px,3.2vw,34px)/1.35 var(--serif);color:#f2dcb4;max-width:30ch}
.who{margin-top:16px;font-size:14px;color:var(--mu)}
.stat{font:200 clamp(56px,9vw,104px)/1 var(--sans);letter-spacing:-.05em;background:linear-gradient(180deg,#fff 30%,#93a7d0);-webkit-background-clip:text;background-clip:text;color:transparent}

/* pricing */
.price-card{position:relative;border-radius:18px;padding:clamp(26px,4vw,44px);border:1px solid rgba(255,194,122,.35);background:radial-gradient(700px 300px at 50% 0,rgba(255,194,122,.09),transparent 70%),linear-gradient(180deg,rgba(255,255,255,.04),rgba(255,255,255,.01))}
.price{font:200 clamp(64px,10vw,112px)/1 var(--sans);letter-spacing:-.05em}
.price small{font:400 15px var(--sans);letter-spacing:.02em;color:var(--mu);margin-left:8px}
.ticks{list-style:none;display:grid;gap:10px;margin:22px 0 28px}
.ticks li{position:relative;padding-left:28px}
.ticks li:before{content:"";position:absolute;left:2px;top:8px;width:12px;height:7px;border-left:2px solid var(--ok);border-bottom:2px solid var(--ok);transform:rotate(-45deg)}
.timeline{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;margin-top:28px;border-top:1px solid var(--hl)}
.tl{padding:18px 16px 0 0;position:relative;min-width:0}
.tl:before{content:"";position:absolute;top:-6px;left:0;width:11px;height:11px;border-radius:50%;background:var(--bl);box-shadow:0 0 14px var(--bl)}
.tl.last:before{background:var(--am);box-shadow:0 0 14px var(--am)}
.tl b{display:block;font:500 11px var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--pale);margin-bottom:6px}
.tl p{font-size:14.5px;color:#c9d0de}

/* faq */
.faq details{border-top:1px solid var(--hl)}
.faq details:last-child{border-bottom:1px solid var(--hl)}
.faq summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font:400 18px/1.4 var(--sans);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:6px;top:16px;font:200 28px var(--sans);color:var(--am)}
.faq details[open] summary:after{content:"–"}
.faq details>div{padding:0 0 22px;color:#c9d0de}
.faq details>div p+p{margin-top:10px}

/* form */
.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.form .full{grid-column:1/-1}
.form label{display:grid;gap:6px;font:500 11px var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--mu)}
.form input,.form textarea{font:300 18px var(--sans);color:var(--tx);background:rgba(255,255,255,.03);border:1px solid var(--hl);border-radius:8px;padding:12px 14px;width:100%}
.form input:focus,.form textarea:focus{border-color:#9fbcff;outline:0}
.status{min-height:22px;font-size:14.5px}.status.ok{color:var(--ok)}.status.bad{color:var(--bad)}

/* article pages */
.crumbs{font-size:13px;color:var(--dim);margin-bottom:22px}.crumbs a{color:var(--mu);text-decoration:none}.crumbs a:hover{color:#fff}
.article h1{font-size:clamp(34px,5.2vw,58px);margin:12px 0 18px}
.article h2{font-size:clamp(26px,3.4vw,36px);margin:52px 0 14px}
.article h3{margin:28px 0 8px}
.article p,.article li{color:#cdd3e0}
.article p+p{margin-top:14px}
.article ul,.article ol{margin:14px 0 0 22px;display:grid;gap:8px;max-width:64ch}
.article strong{color:#fff;font-weight:500}
.callout{margin:30px 0;padding:22px 24px;border-radius:12px;border:1px solid rgba(255,194,122,.3);background:rgba(255,194,122,.05)}
.callout p{color:#ecdcbf}
.tablewrap{overflow-x:auto;margin:20px 0}
table{border-collapse:collapse;width:100%;min-width:520px;font-size:15px}
th{font:500 11px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--mu);text-align:left;padding:10px 12px;border-bottom:1px solid var(--hl)}
td{padding:12px;border-bottom:1px solid var(--hl2);color:#cdd3e0;vertical-align:top}
td:first-child{color:#fff}
.toc{margin:26px 0 8px;padding:18px 20px;border-radius:10px;border:1px solid var(--hl);background:rgba(255,255,255,.02)}
.toc b{font:500 11px var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--mu)}
.toc ol{margin:10px 0 0 20px}
.endcta{margin-top:56px;padding:30px;border-radius:14px;border:1px solid rgba(159,188,255,.35);background:radial-gradient(600px 240px at 50% 0,rgba(62,106,225,.16),transparent 70%)}
.endcta h2{margin:0 0 10px}
.guides{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.guide{display:block;text-decoration:none;color:var(--tx);border-radius:12px;padding:22px;border:1px solid var(--hl);background:linear-gradient(180deg,rgba(255,255,255,.03),transparent);transition:border-color .3s,transform .3s;min-width:0}
.guide:hover{border-color:rgba(159,188,255,.5);transform:translateY(-2px);color:#fff}
.guide span{display:block;font:500 11px var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--am);margin-bottom:8px}
.guide b{display:block;font:400 19px/1.35 var(--sans);margin-bottom:6px}
.guide p{font-size:14.5px;color:var(--mu)}

/* footer */
footer{border-top:1px solid var(--hl2);padding-block:48px 56px;font-size:14px;color:var(--dim)}
footer .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:28px}
footer b{display:block;font:500 11px var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--mu);margin-bottom:10px}
footer ul{list-style:none;display:grid;gap:6px}
footer a{color:var(--mu);text-decoration:none}footer a:hover{color:#fff}
.legal{margin-top:28px;font-size:12px;line-height:1.7;color:#4d5568;max-width:none}

@media(max-width:860px){
  .preamble,.grid3,.purpose{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .split,.vs,.grid2,.guides{grid-template-columns:minmax(0,1fr)}
  footer .cols{grid-template-columns:minmax(0,1fr)}
}
@media(max-width:620px){
  .navtog{display:inline-block}
  .nav{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;background:rgba(4,5,7,.97);padding:10px max(20px,env(safe-area-inset-left,0px)) 16px;border-bottom:1px solid var(--hl)}
  .nav.open{display:flex}
  .nav a{padding:12px 10px}
  .preamble,.grid3,.purpose,.kv,.timeline,.form{grid-template-columns:minmax(0,1fr)}
  .tl{padding-bottom:16px}
  .brand{width:128px}
  .frame iframe{height:1700px}
}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}

/* ---------- prestige layer: slow, quiet motion ---------- */
/* logo: the flare on the underline drifts slowly back and forth, the halo breathes */
.mark circle{transform-box:view-box;animation:flare 11s ease-in-out infinite alternate}
@keyframes flare{0%{transform:translateX(-300px);opacity:.7}50%{opacity:1}100%{transform:translateX(300px);opacity:.7}}
.mark>use:first-of-type{animation:aura 8s ease-in-out infinite}
@keyframes aura{0%,100%{opacity:.9}50%{opacity:.55}}
/* a thin light travels along the bottom edge of the header */
.top:after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:1px;pointer-events:none;background:linear-gradient(90deg,transparent 0,transparent 38%,rgba(168,199,255,.8) 50%,rgba(255,194,122,.45) 56%,transparent 68%,transparent 100%);background-size:300% 100%;animation:hair 16s linear infinite}
@keyframes hair{from{background-position:150% 0}to{background-position:-150% 0}}
/* the italic words in the hero headline catch the light every few seconds */
.hero h1 em{background-image:linear-gradient(90deg,#dbe7ff 0%,#8fb0ff 38%,#ffffff 50%,#8fb0ff 62%,#dbe7ff 100%);background-size:300% 100%;animation:gild 9s ease-in-out infinite alternate}
@keyframes gild{from{background-position:100% 0}to{background-position:0 0}}
/* buttons: a soft sheen on hover; the main hero button glints now and then on its own */
.btn,.nav a.cta{position:relative;overflow:hidden;isolation:isolate}
.btn:after,.nav a.cta:after{content:"";position:absolute;top:0;bottom:0;left:-70%;width:45%;z-index:-1;pointer-events:none;background:linear-gradient(100deg,transparent,rgba(255,255,255,.26),transparent);transform:skewX(-18deg);transition:left 1s cubic-bezier(.2,.7,.2,1)}
.btn:hover:after,.nav a.cta:hover:after{left:140%}
.hero .btn:not(.ghost):after{animation:glint 9s 3s ease-in-out infinite}
@keyframes glint{0%,82%{left:-70%}100%{left:140%}}
/* sections ease up into place as they scroll into view (only when JS is on) */
.js-rv .rv-i{opacity:0;transform:translateY(18px);transition:opacity .9s cubic-bezier(.2,.7,.2,1),transform .9s cubic-bezier(.2,.7,.2,1)}
.js-rv .rv-i.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.js-rv .rv-i{opacity:1!important;transform:none!important}}